A Single App For
Pay Utility bills. Shopping cards. Best Discounts. Shopping.

UPAY DIGI INDIA PRIVATE LIMITED is India's first hyper-local online platform that enables customers and local merchants to discover and engage with each other. For Shopping, Mobile Recharge, Electricity & Gas Bills, Purchase Card, Refer and Earn.

Apna Pay App Interface

Shopping and Utility Payment has never been so rewarding

Now do shopping with best discounts & all utility bills from single platform with best earnings by refer.

Bill Payments
Electricity, Water, Gas
Utility Membership
Save up to 20%
Shopping
Million+ Products
Shopping Card
Free Mastercard
Discounts
Up to 40% off
24/7 Support
Always here

A new way to Bill pay friends, family, and business

Add money to your UPAY DIGI INDIA PRIVATE LIMITED Utility and Bus Booking anytime anywhere for Shopping & Bill Payment Easily Without Banking Network Issue From UPAY DIGI INDIA PRIVATE LIMITED App.

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Buy Utility Membership

You can buy membership very easily by all types of payment methods. Get exclusive benefits.

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Make Purchases

Make your purchase very easy by just Scan & Pay to vendor. Safe and secure transactions.

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Pay your Bills or Bookings

Book bus, movies, train, etc. easily by all types of payment methods. Instant confirmation.

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Unlimited cash back with no category restrictions

Apna Pay provides unlimited cash back with no category restrictions at a higher rate than many other cards in the Indian market. Furthermore, there are no annual, maintenance, or any other fees.

Download App

Apna Pay is a new way for smooth shopping & paying utility bills from a single app! Also providing our own shopping cart which never sets a limit to your shopping.

Frequently Asked Questions

UPAY DIGI INDIA – Users & Vendors

A free shopping card with no hidden fees

Get a free Apna Pay Shopping Mastercard and enjoy free ATM withdrawals in Rupees and free payments from any shopping in the app or with Apna Pay vendors.